Get your credit mortgage-ready
Check your credit in 3 minutes— for free—and see if you’re ready to qualify for a mortgage.
No hard pull. No credit card required.
Instant credit analysis
Identify issues and know what needs to be fixed
Increase odds of approval
Bad credit is the #1 reason mortgage applications are denied
Lower your interest rate
Save tens of thousands over the life of your loan
What you get
with Attain
Track your real lender score
Get the same credit score mortgage lenders use (not the one from other credit monitoring apps).
Dispute inaccurate items
One in four credit reports contains errors related to collections, late payments, and charge-offs
Recommendations
Get clear, actionable steps to improve your credit score as quickly as possible.
Ask AI anything
Get instant answers to any questions about your credit report, so you’re never left in the dark.
Works for couples
Pull both your and your partner’s credit scores and see which one lenders will use.
No hard pull. No credit card required.
Join 10K+ future homebuyers making progress toward buying a home
Jessica M.
"Attain helped me understand my credit like never before. I had no idea lenders used a different score, and fixing a few small issues boosted my chances of approval. Now, I’m pre-approved and house hunting!"
David & Emily R.
“My partner and I used Attain to check both our scores, and we realized using mine would get us a much lower rate. We followed the recommendations, improved our credit, and locked in a fantastic mortgage deal!”
Marcus T.
“I love how simple Attain makes it to understand and improve your credit. The AI answered all my questions, and the personalized advice gave me a clear action plan. No credit impact, just great insights!”